Lost your car key… what now?

Losing something. It happens to everyone. Very annoying and clumsy. Fortunately, you often find it again. But what if you can't find your car keys anywhere when you want to leave with your car? Ai. You have really lost your car keys . Or they have been stolen. Either way, adding a car key is not done just like that. And what about your car insurance ?


Lost your car key and your insurance

Because a new car key can cost a lot, it is nice if your insurer reimburses it. You will only be reimbursed if you have a limited hull or all-risk insurance . But a new car key is not reimbursed by all insurers. Some insurers only reimburse the key if it has been stolen and not if you have lost it yourself. You can find this in the conditions. And keep in mind that you pay a deductible and that it is at the expense of your claim-free years. The latter is only the case if you have lost your key yourself. If your key is stolen, you only pay your deductible and the replacement is not at the expense of your claim-free years. If you have lost your car key yourself, it is in some cases better to pay the costs yourself. Check out our workshop management software

Stolen car key and your insurance

Has your car key been stolen? Then it is important that you report the matter to the police as soon as possible. Also report the theft to your car insurer . The compensation for replacing the locks and making new car keys differs per insurer. Whether it affects your claim-free years also differs per insurer. Always check the conditions. Often there is also a period in which the car locks must be replaced. If you do not do this on time, your car is no longer insured against theft.


Add car key

You can only have a car key made if you still have the spare key. Unfortunately, having a car key made is not cheap. With all the technological gadgets in it, it can cost you a few hundred euros.


Do you no longer have a spare key?

Unfortunately you cannot have a new car key produced. In this case, you should contact your dealer. A mechanic can open your car. He can also order a new key or install a new lock. Does this happen to you at a time when your dealer is not open? Then you can go to the roadside assistance.

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Stolen your car?

Your car key has not only disappeared, your car is nowhere to be seen. What should you do if you lose your car key and your car is stolen? As soon as you notice that you have lost your car key, it is important that you report this immediately to your insurer or intermediary. Do not forget to report this to the police. It differs per insurer what you will be reimbursed when your car is stolen.


Well insured

If you have really lost your car keys, it is nice if your car insurance is well arranged. This will prevent a lot of hassle. We believe that everyone deserves the best car insurance. That's why Pricewise compares as many insurers as possible to find the best car insurance for you. This means you are well insured and you can save an average of € 200 quickly. That's a bonus!

Related post:

https://garageplugofficial.wordpress.com/2021/01/07/want-to-save-on-the-maintenance-of-your-car-you-do-that-with-these-11-tips/

https://thegarageplug.tumblr.com/post/641943124787281920/driving-holiday-tips-be-prepared-for-holiday-by

https://garageplug.hatenablog.com/entry/driving-holiday-tips?_ga=2.79388372.1714704380.1612253658-540511137.1608084670

https://garageplugsoftware.blogspot.com/2021/01/how-many-bar-should-there-be-in-car-tire.html

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